Episode 9
AI is changing everything — but is it really killing jobs, or creating a brand new category of them? In this episode of The Money Signal: From Main Street to Wall Street, Tsvetta sits down with Meghan Joyce, Co-Founder and CEO of Duckbill — the first AI consumer application that's not just automating tasks, but actually creating flexible, human-powered work opportunities in the AI economy. Meghan brings a rare combination of operator experience and market vision: from Senior Policy Advisor at the U.S. Treasury, to investor at Bain Capital, to scaling Uber's U.S. & Canada business through IPO, to leading operations at Oscar Health from growth stage through public markets — and now founding one of the most talked-about AI startups redefining how consumers get things done. We go deep on: 🧠How shifting consumer behavior is driving demand for AI-powered personal assistance 💼 Why the "AI kills jobs" narrative is missing the bigger story 📈 What her experience at Uber and Oscar Health taught her about scaling through uncertainty 🔮 What the future of work actually looks like — and who wins Produced by GLORION MEDIA.
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About The Money Signal: From Main Street to Wall Street
Hosted by consumer intelligence expert Tsvetta Kaleynska and veteran NYSE trader Peter Tuchman, The Money Signal explores how consumer sentiment, market psychology, and real-time cultural trends shape business and investing. Each episode connects Main Street behavior with Wall Street insight through conversations with leading founders, investors, and global thinkers.
Produced by GLORION MEDIA, a media and distribution company focused on business storytelling, digital growth, and audience amplification.
ABOUT THE GUESTS

Meghan Joyce
Meghan Joyce is cofounder and CEO of Duckbill, a pioneering AI consumer application that's redefining the future of work. Duckbill combines cutting-edge generative AI with human expertise to provide a personal assistant for everyone, while simultaneously creating a new category of flexible, AI-driven work opportunities through the Duckbill Marketplace. At a time when headlines warn of AI eliminating jobs, Duckbill is the first and only company creating jobs for the AI economy by empowering skilled workers to handle the human elements that AI cannot, phone calls, nuanced judgment, and real-world execution. Prior to founding Duckbill, Meghan served as COO of Oscar Health, where she oversaw operations, technology, clinical, marketing, and new business lines from growth stage through and post-IPO. Before that, Meghan held a variety of leadership roles at Uber, including Regional General Manager of US & Canada, the company's largest P&L, from Series B through IPO. Meghan started her career as a consultant at Bain & Company, an investor at Bain Capital, and a Senior Policy Advisor at the United States Department of the Treasury. She serves as a member of the Board of Directors of Guardant Health, the Boston Beer Company, and WBUR, and is a Henry Crown Fellow and member of the Aspen Institute's Global Leadership Network. A frequent speaker on AI, technology, and the future of work, Meghan teaches an annual class at Harvard Business School on general management and is regularly sought after for her insights on effective leadership. Meghan holds an MBA from Harvard Business School and an A.B. in the History of Science from Harvard College.
We show you what people are really doing with their money and how those shifts hit the markets. No noise, no jargon, just the insights Tsvetta and Einstein track every day on Main Street and Wall Street.

Inside the Business of NCAA Basketball: How Sponsors Actually Make Money
One of Jennifer Raulli's NCAA partner brands skipped the star athlete and signed a team manager to an NIL deal instead, and it became one of their most talked about wins of the year. Why did a school employee end up outperforming a marquee athlete deal? In this episode of The Money Signal: From Main Street to Wall Street, Jennifer Raulli, Senior Director of NCAA Partnerships at Warner Bros. Discovery, explains what NIL (Name, Image and Likeness) actually means for brands working with student athletes, why that team manager campaign generated a bigger return than most player deals, and how NCAA sponsors quietly plan their marketing around a full academic year rather than just March Madness. Raulli also breaks down the difference between measurable media ROI and the harder to quantify halo effect that brands get from associating with the NCAA tournament, why sponsors increasingly care more about conversion than plain brand awareness, and how AI is already changing sports content production inside Warner Bros. Discovery's Atlanta studios. Produced by GLORION MEDIA

When To Refinance and Why the 10-Year Sets Your Mortgage - Jessica Inskip and Sam Vadas
According to the National Association of Realtors, the median age of a first-time homebuyer in America is now 40 years old, up from 28 in 1992. Jessica Inskip is not buying either, and she is waiting on one number before she does. What is she watching, and why does it matter more than anything the Fed announces? In this episode of The Money Signal: From Main Street to Wall Street, Jessica Inskip, the former Fidelity active trader desk broker who now hosts the Market MakeHer podcast, explains which part of the yield curve actually sets your mortgage rate, why the two-year Treasury front runs the Fed, what makes a high yield savings account pay 5 percent, and how to decide when to refinance. Jessica also explains why she compares the business cycle to a menstrual cycle to teach it, what her 15-year-old son has been buying with $5 a week for two years, and why she thinks the first wave of financial influencers left people with dangerous advice. Schwab Network anchor Sam Vadas, who spent five years covering China for CNBC before moving to the New York Stock Exchange floor, describes what she learned from a co-founder of Hint, the AI home management app Martha Stewart launched this summer, and why Zillow cannot build the same thing. Produced by GLORION MEDIA

Why Manufacturing Isn't Coming Back to America | Tariffs, China & Supply Chains
Tariffs were supposed to bring manufacturing back to America. But for many companies, moving production out of China and Asia simply doesn't make financial or operational sense. So why aren't U.S. factories coming back, and what does reshoring actually cost? In this episode of *The Money Signal: From Main Street to Wall Street*, Kerim Kfuri, President and CEO of The Atlas Network and Alibaba.com's first U.S.-based verified supplier, breaks down the real economics of tariffs, U.S. manufacturing, global supply chains, reshoring, AI sourcing, e-commerce, and bringing a product to market. Kerim explains why saving 50 cents per unit can create $5 worth of problems, what happens when a new factory can only produce a tenth of the volume your market needs, and why the mental shift toward moving manufacturing is happening much faster than the practical reality. We also explore how Alibaba's AI sourcing engine Accio can turn a photograph of a product into potential suppliers, how AI is changing product development before entrepreneurs ever speak to a designer or factory, and the three pillars Kerim uses to keep production runs from going off the tracks. Kerim also explains how new e-commerce brands can test and sell a virtual product before manufacturing a single unit, why trade schools may not be the automatic answer to an AI-driven future, and what entrepreneurs misunderstand about trying to build everything alone. If you're interested in U.S. manufacturing, tariffs, China, global supply chains, reshoring, Alibaba, AI sourcing, e-commerce, product development, entrepreneurship, or bringing a product idea to market, this episode is for you. Produced by GLORION MEDIA

Daymond John: Why I Turned Down $1.2 Billion | Shark Tank, Money & the American Dream
One of the largest banks in the world offered Daymond John a credit line of $1.3B to go out and acquire brands. He turned it down. What does an offer like that actually cost, and why would anyone say no to it? In this episode of The Money Signal: From Main Street to Wall Street, FUBU founder and Shark Tank investor Daymond John explains what he weighed before walking away, why he moved into trading cards as an asset class after Fanatics Fest, how the Tom Brady CardVault deal came together without him knowing anything about sports, and the one thing he has to see in a founder before he writes a check. Daymond also explains why Bombas became the number one selling product in Shark Tank history, why he believes an invisible CEO is a replaceable one, and how he built a brand for himself years before ABC ever called. Peter Tuchman, the New York Stock Exchange floor broker known as the Einstein of Wall Street, describes meeting IShowSpeed on Wall Street and the question he asked him about the next iPhone. We also discuss: The most expensive mistake Daymond John made with his own money What Robinhood and Webull handed new investors without teaching them Why NIL money is reaching teenagers who will never turn pro Why Kevin O'Leary and Snoop Dogg get away with what other brands cannot The coin that once settled million dollar disputes on the NYSE floor If you're interested in Shark Tank, Daymond John, FUBU, trading cards, Tom Brady, investing, the stock market, the NYSE, financial literacy, NIL deals, or building a personal brand, this episode is for you. Produced by GLORION MEDIA

The $25,000 Day Trading Rule Is Gone | Peter Tuchman and Tsvetta
The $25,000 minimum that kept most Americans out of day trading is gone. FINRA eliminated the pattern day trader rule on June 4, 2026. In this episode of The Money Signal podcast Peter Tuchman, the New York Stock Exchange (NYSE) floor broker known as the Einstein of Wall Street, explains who that change actually helps and who it puts at risk. By his count, no more than 15% of day traders make money on a good day. Peter also settles a distinction that trips up most people watching: the difference between a floor broker, an upstairs broker at a firm like Merrill Lynch, a trader risking his own capital, and a day trader. He explains what a seat on the exchange costs and why the route he took, starting as a teletypist, is closed to almost everyone now. We cover the COVID era that produced Reddit, meme stocks, and GameStop running from $2 to $483 and back to $3. We also shed light on the role of AI models like ChatGPT and Claude in trading and the question that bothers all: will AI replace traders? Produced by GLORION MEDIA

The PR Mistake That Turned the Coldplay CEO Into a Meme| Lynn Smith and Tsvetta
Public speaking, speaking in front of a camera, and executive presence under pressure — Lynn Smith has coached all of it. A national news anchor for 15 years at TODAY, NBC News, MSNBC, and CNN Headline News, TEDx speaker, Forbes Coaches Council member, and the media coach USA Today named ""The CEO Whisperer,"" Lynn now trains CEOs at billion-dollar companies to own the room. In this episode of The Money Signal, Lynn breaks down the "quadrant of qualms" — the four fears underneath nearly every executive she meets. Most media training treats the symptoms and wonders why nothing changes. We get into what really happens in the room during earnings prep, the mistake comms teams make handing a CEO every message instead of a few, and her four-step crisis playbook. She unpacks why Astronomer's silence became the story, why McDonald's CEO Chris Kempczinski turned a viral burger moment into a Wall Street Journal profile — with Wendy's and Burger King joining in — and what BlackRock and Poppi prove about executives on social media. Produced by GLORION MEDIA